The sore subject of student loans arose again with the Traverse City Record-Eagle editorial in the Dec. 5 edition of The Alpena News. Much of the soreness comes from cases where people borrow more than they need, just because they can, and don't apply the funds toward education that leads to employment enabling one to pay the loans back. I remember one Occupy Wall Street protester who had majored in anthropology at an expensive private college. Now he had no career prospects and over $100,000 of debt. He was enraged. What could he have done differently?