What comes to mind when I say "investing"? Do you get chills? Are you intrigued? Did your eyes just glaze over? Even though we all have different feelings about investing, there is a common reason to invest. We want our assets to work for us to create wealth. This is the bottom line whether we choose bonds, stocks, mutual funds, real estate, precious metals, or something else. This is also true whether we invest for retirement, education, or financial security. We invest our money because investing comes with greater return on investment than stashing our cash in a box in the closet, and a potentially greater return on investment than the common savings account.