To My Brother Bikers: You got your wish. You are now free to ride with your curls blowing in the breeze. Two things to remember before you decide to leave your helmet at home. 1 - Inform your insurance agent of your intentions so he can increase your coverage. In my case, that amounts to $76 annually for the privilege of going helmet-less. 2 - Check your driver's license to ensure the organ donor box is checked.